Jewelry Appraisals

There are a number of reasons that you may need a jewelry appraisal. If you are like many people you may just be curious and desire a casual estimate of the value of an item you own. If so, one of our staff can usually advise you on the approximate value of your item. This consultation is a simple estimate to satisfy your curiosity about the approximate value of a jewelry item, so we do it while you wait as free service for our customers.

In other cases you may need more than a casual over the counter jewelry appraisal. A casual estimate will not provide you with the valid jewelry appraisal documents needed for insurance. If you have valuable jewelry, you will want to protect it. The most common way to do this is to insure it. Many homeowners’ policies have a provision to cover a portion of your jewelry. In order to attain full coverage it will most likely be necessary to add a rider to the homeowners or renters policy. Some people choose to insure jewelry separately through companies that specialize in jewelry insurance, we recommend GemShield. In either event, most insurance companies require a detailed, itemized appraisal of the jewelry is presented to be insured.

Check with your insurance company about rates, deductibles and exclusions, because they vary. Many insurance companies will attempt to replace lost or stolen items through their own sources, rather than reimburse you in cash, or allow you to replace through a store of your choosing. It is very important that your jewelry appraisal lists enough detail about items to ensure that you receive a suitable replacement in the event of a loss.

Jewelry Appraisal Team

If you need an accurate, valid appraisal of jewelry for insurance purposes, our staff can assist you with jewelry appraisals. Appraisals are done in-house. We maintain a secure database to ensure that any appraisals you may have can be easily updated in the future by simply allowing us to view the jewelry to confirm its condition and existence. Items not purchased from A.T. Thomas Jewelers will have an update fee. We send loose or mounted gemstones to be lab tested for treatments and origin identification. This process is at an additional fee.

Jewelry Appraisal Procedures

In order for us to appraise fine jewelry, it is necessary to bring it in to A.T. Thomas Jewelers. Our staff will itemize the pieces and pre-establish general information about the materials, gemstones and diamonds, and values of your precious jewelry in order to prepare a receipt of what you will be entrusting us with. We will also help you to sort through your jewelry to determine which items are most important to insure.

Once scheduled, your valuables will be secured in our vault until the diamonds and gemstones are assessed, descriptions are written, and values are assigned. During the jewelry appraisal process your items will undergo jewelry cleaning and inspection.. Our completed document will satisfy the needs of your insurance company and will be retained in our system for simple future updates as required.

Click here for LIVE PRICEGold: $1296.30 - Silver: $14.75 - Platinum: $844.00 as of: 5/16/2019

IJO Master Jeweler
Jewelers Of America
Lincoln Member Of Commerce